$ Equity Earner $


	It's Free. It's Smart. It's Easy.

.. . and now, for a very limited time your savings is 3x FASTER!


	Now it's easier than ever to save for your dream home while living at a Woodbury Apartment Community. With the new Woodbury Equity Earner program you can earn thousands of dollars toward your new home purchase just by living at one of our communities.


	Woodbury Communities' complimentary Equity Earner program gives you the opportunity to earn thousands of dollars of equity on a home purchase and discounts towards closing costs. In fact, the longer you live at a Woodbury Community, the more rebate dollars you can accumulate. So sit back, relax, and know that renting an apartment has never been so valuable! Home purchase rebates are only redeemable through participating Builders and Realtors.



		"Thanks Woodbury. You made home ownership easier than we could have imagined."




	"Taking advantage of Woodbury's Equity Earner program makes smart financial sense."



		"A great apartment and equity toward my dream home - it's the perfect combination."


	Beginning June 1, 2003, watch your earnings grow!

Length of Participation in Equity Program (Beginning 6/1/03)	Resale Home Purchase Rebate Amount (per thousand)	New Home Construction Rebate Amount (per thousand)
< 1 Year	$1	$4
1 - 2 Years	$3	$8
2 - 3 Years	$4	$13
3 - 4 Years	$5	$20
>4 Years	$6	$25


TO CALCULATE THE AMOUNT OF YOUR REBATE:

			Use the chart above to determine the rebate factor that you qualify for. Divide the home price by 1,000 Multiply your answer from step #2 by your rebate factor (step #1).

		RESALE HOME PURCHASE SAMPLE Length of Participation: 1-2 years Resale Home Price: $193,000 $193,000 / 1,000 = 193 193 * $3 = 579

				REBATE AMOUNT = $579

	NEW HOME CONSTRUCTION SAMPLE: Length of Participation: 3-4 years New Home Construction Price: $236,000 $236,000 / 1,000 = 236 236 * $20 = 4,720

					REBATE AMOUNT = $4,720


	Saving for your dream home is now easier than ever.. .

When you are ready to begin your home search, simply complete our on-line questionnaire or contact the Property Manager at any one of our communities.

We will calculate the amount of rebate you are eligible for, provide you with an outline of the program terms and conditions and confirm the contact information for our participating partners.


	Frequently Asked Questions What is the Woodbury Equity Earner program? How do I qualify for the Equity Earner program? When do I start earning credit towards my rebate? Will participation in the Equity Earner program raise my rent? Can each leaseholder earn a rebate? What happens to my rebate if I move to another community? Can I use any Realtor, Builder or Mortgage Lender? Can I use a Real Estate Broker when purchasing a new construction home? When will I receive my rebate? Can I use my rebate as part of my down payment?


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